E&O and cyber insurance for consultants.
Errors & omissions, cyber, EPLI, and management liability for boutique consultancies and independent practitioners. Lower broker commissions and 24-hour turnaround.
60%
Average reduction in broker commission
Compared with the 15 to 20% most brokers bake into your premium. We negotiate ours down and shop your risk across the carriers competing for your class. Identical coverage, lower spend.
- Annual savings for our largest single client
- $1M+
- From submission to quotes back, on most classes
- 24h
Why businesses switch to Delegance
Lower broker commission than traditional brokerages. Identical coverage, lower spend.
E&O wording reviewed against your actual contract language: engagement letters, SOWs, and indemnity clauses.
Cyber sized to client-data volume and SaaS stack, not a stock $1M default.
Carriers we shop in Consulting
What we quote in Consulting
Errors & Omissions
Professional liability for advisory work. Engagement-letter alignment verified.
Cyber Liability
Breach response, BI, social engineering. Sized to your client-data exposure.
Tech E&O
For consultancies with a SaaS or implementation arm, a combined tech + E&O placement.
Employment Practices Liability
For firms with employees: discrimination, wrongful termination, harassment.
Directors & Officers
Private-company D&O for incorporated consultancies with outside investors or boards.
Business Owners Policy
Office GL + property bundled. Hired auto for client-site travel.
Consulting insurance questions, answered.
What does consulting insurance typically cost?
Premium depends on revenue, headcount, practice areas, client industries, contract sizes, and prior claims. A boutique strategy firm with mid-market clients quotes very differently than an IT-implementation shop with enterprise contracts. Final cost is subject to underwriting and policy terms.
How is tech E&O different from regular E&O?
Standard E&O covers professional advice and deliverables. Tech E&O extends to technology-product failure, software performance, system integration, and hosted-service downtime, and it is typically packaged with cyber on a single policy. If you write code, configure SaaS, or take on technology-implementation work, you need tech E&O; if you're advisory-only, standard E&O usually fits.
What contract clauses trigger E&O claims?
Indemnification clauses that obligate you to defend the client for any claim arising from your work, uncapped liability provisions, scope-creep ambiguity in the SOW, and warranty language stronger than your policy covers. These are the recurring sources of E&O exposure. We review your standard MSA and engagement-letter language against the policy wording before bind so the contract and the coverage actually match.
What policies does a consulting firm need?
A typical consulting program includes Errors & Omissions, Cyber Liability, Tech E&O if applicable, EPLI for firms with employees, D&O for incorporated entities with outside investors or boards, and a BOP for the office. Coverage is subject to underwriting.
How fast can I get a Certificate of Insurance for a client?
Standard ACORD 25 certificates issue in seconds through the portal, ChatGPT, Claude, Slack, email, or phone. Custom holder language (additional insured, waiver of subrogation, primary and non-contributory) is typically produced within minutes after a licensed broker confirms the wording. There is no per-COI fee.
How does Delegance reduce broker commissions?
Routine work like intake, COIs, endorsements, policy Q&A, and renewal triage runs through Orin, our insurance-specialized language model. Licensed brokers focus on judgment work like carrier selection, complex coverage, and claim advocacy. Across the customer base we average a 60 percent reduction in broker commission cost versus a typical commercial brokerage. That is an average, not a guarantee.
See what your number looks like.
Send your current declarations page or answer a few questions. We'll have quotes from the carriers competing for your class within 24 hours.
No call required. A licensed broker reads every submission.
Same conversation across every channel.
- Web Portal: Full insurance management dashboard: policies, COIs, endorsements, and quotes from any browser.
- Delegance Insurance (ChatGPT): Search policies, generate Certificates of Insurance, and request quotes inside the ChatGPT App Store app.
- Claude Connector: Connect Delegance to Claude (web, desktop, Code, Cowork) via the MCP connector.
- MCP Server: Programmatic AI integration via the public Model Context Protocol server.
- 855-600-7543: Reach a licensed broker by phone Mon-Fri, 9am-6pm ET.
- [email protected]: Email for any request. Orin and a licensed broker both respond.
Consulting insurance guides
- Business insurance for consultants: the program that protects your adviceBusiness insurance for consultants: professional liability and E&O at the core, plus general liability, BOP, cyber, and workers comp for solo and firm alike.
- Consultant errors and omissions insurance: a deep dive on E&OConsultant errors and omissions insurance: what E&O covers, claims-made vs occurrence, retroactive dates and tail coverage, and why general liability is short.